Apply for a Loan or Credit Card

There are three convenient ways to apply: 

1. Apply Online anytime, even on weekends and holidays (select the loan application below) 

2. Visit one of our offices to complete an application. 

3. Call a member services representative at 330-334-1023.

Apply Online Now 

You can conveniently and securely apply for loans online. Please select from the loans below: 

Auto/Vehicle Loan - Online Application 

First Mortgage - Online Application 

Home Equity Loan or Line of Credit - Online Application 

Manufactured Home Loan - Online Application 

Personal/Signature Loan - Online Application 

Visa Credit Card - Online Application 

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Disclosures 

Subject to credit approval by Medina County Federal Credit Union. Additional terms and conditions apply. Annual Percentage Rates (APR) shown are standard product rates and are subject to change at any time. The APR shown in the chart is based on a borrower with an excellent credit history. The actual APR will be determined when you apply and will be based on your application and credit information.

HOME EQUITY LINES OF CREDIT 

Approval for a MCFCU Home Equity Line of Credit is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. Consult a tax advisor regarding the deductibility of interest. MCFCU products, services, terms and prices are subject to change. 

Annual Percentage Rate: Annual Percentage Rate (APR) shown is available as of the date shown above to well qualified applicants for variable rate lines of credit up to $250,000 secured by single-family owner occupied residential property. Your APR may be different based on your credit qualifications, the amount of the line, loan-to-value, and property type. Contact the credit union for your APR. Annual Fee: There is no annual fee. Account Opening Fees: To open and maintain a line of credit, you must pay certain fees to third parties. These fees will not exceed $800.00. If you ask, we will give you an itemization of the fees you will have to pay to third parties. Early Termination Fees: There is no early termination fee. Property Insurance: You are required to carry property insurance on the property that secures your account. Flood insurance may be required. Your payments on this account do not include taxes or insurance. Appraisal Fees: If applicable a $250 appraisal fee may apply. 

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs may differ based on credit scores. Contact the credit union for product information and current rates.

AUTO LOANS 

Approval for a MCFCU Auto Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change. 

Annual Percentage Rate: APR shown is available for well qualified applicants as of the date shown above for loans secured by vehicle with not more than 150,000 miles. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Contact the credit union for product information and current rates.

SIGNATURE LOANS Approval for a MCFCU Signature Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change.

Annual Percentage Rate: APR shown are available for well qualified applicants as of the date shown above. Your APR may be higher and will be based on your credit qualifications, loan amount and repayment term. 

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Contact the credit union for product information and current rates. 

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