Checking
Our Champion Checking and Debit Account is service charge free and is accessible 24-hours a day through phone banking, online banking, and with our free mobile app. Each Champion Checking Account includes a free MoneyPass ATM/debit card, allowing you to withdrawal cash at thousands of fee-free ATM locations throughout the nation.
Our Champion Checking Account advantages:
Free MoneyPass ATM/debit card
No monthly service charges
No minimum balance requirements
Deposit checks with your smartphone
Unlimited check writing, deposits and withdrawals
40,000 fee-free MoneyPass ATMs 24-hour mobile banking and touchtone teller access
Digital Wallet with Apple Pay and Google Pay
Deposits are credited the same day the deposit is made
Free online and phone transfers Zero Liability Fraud Protection
Direct Deposit (access your money faster)
Overdraft protection Manage your debit card with our free
CardValet app
Visit one of our three Credit Union branches today to open a service charge-free Checking Account.
Activate a new MedFed Debit card
Call (800) 992-3808
Report Debit Card Fraud
If you suspect you are a victim of fraud on your MedFed debit card, call (833) 660-0493 immediately.
Report a Lost or Stolen Debit Card
To report a lost or stolen MedFed debit card, call (833) 660-0493.
Loans
Loans Weddings, college, buying a new car… many of these happy occasions can cause financial stress as well. Medina County Federal Credit Union can help — we offer a number of home and personal loan options that can be tailored to best fit your needs. Talk to one of our loan specialists today to see how the Credit Union can help your money work for you.
Apply for a Loan
Auto/Vehicle Loan
First Mortgage
Home Equity Line of Credit
Personal/Signature Loan Loan Rates
Student & Education Loans
Savings and Deposits
Savings Accounts
Whether you are interested in saving for a new bike or for your retirement, Medina County Federal Credit Union has a Savings Account to fit your needs. We can help you assess your savings strategy and determine the right account for you, from traditional Savings Accounts to high-yield Money Market Accounts.
All deposits are insured
All deposits at Medina County FCU are insured up to $250,000 per account by the National Credit Union Administration (NCUA), an agency of the federal government.
Savings Accounts In order to enjoy the membership benefits of Medina County Federal Credit Union, all members must maintain a Regular Share Savings Account with a minimum balance of $5.00. You will receive dividends quarterly according to the current rates with this account.
In order to obtain the disclosed percentage yield, your account must obtain a minimum average daily balance of $100.
In addition:
Dividends are calculated by the average daily balance for the period
Average daily balance is calculated by adding the account balance for each day of the period and dividing it by the number of days in the period
Regular Share Savings Account periods are a quarterly statement cycle
Dividends begin accruing the day you place your deposit.
Certificate Accounts
Medina County Federal Credit Union Certificate Accounts are an excellent way to invest money and earn risk-free dividends.
Our Certificate Accounts:
Return premium dividend rates for guaranteed terms of investment
Range from your choice of three months to five years with a guaranteed rate for $1,000 or more
Money Market Accounts
We also offer Money Market Accounts at Medina County Federal Credit Union for members interested in a more aggressive savings strategy.
The minimum balance for a Money Market Account is $1,500 at the Credit Union. Additional Money Market Accounts with minimums of $10,000, $25,000, and $50,000 are also available to our members. Accounts with higher minimum balances receive higher dividends.
Clear advantages of Money Market Accounts:
Maximum flexibility
Higher earnings
Pays dividends weekly at a higher rate
Roth/Traditional IRAs
If you are thinking about setting up an IRA for your retirement, you’ve come to the right place. Medina County Federal Credit Union offers both Roth IRAs and Traditional IRAs to our members.
Traditional IRAs
Contributions may be tax deductible
Deposits are insured up to $250,000 by the National Credit Union Administration
Interest may also be tax deductible
Roth IRAs
Your earnings grow tax-deferred
Contributions can be withdrawn with no tax penalty or liability
Qualified contributions may never be taxed
Visa Credit Cards
Your life is complicated enough without worrying about credit cards with expiring introductory rates, little or no grace periods and hidden fees.
The MedFed Visa Card is hassle-free and fits your budget. Transfer your balances from other high-rate cards today and pay ZERO INTEREST for Six Months! You save money on interest rates, get a new low rate after the promotional period, and you have plenty of purchasing power for the holiday season.
Our Visa card features:
• Six months with 0% interest and a low rate afterwards*
• No annual fee
• No monthly fee
• No cash advance fees
• The same low rates on balance transfers
• Interest rates that start low and stay low
• A 25-day interest-free grace period
• SecureLOCK Text Fraud Alerts that let you know about suspicious card activity
Lost or Stolen Visa Card? Call 1-800-991-4964
Report Fraud on your Visa Card
Visa Fraud Service Center: 1-800-600-5249
*The rate and length of this promotional offer will be 0% APR for six (6) months from the date when the balance transfer is posted to your account. After the promotional period ends, the standard cash advance APR will be applied to the unpaid promotional balance. The standard APR for purchases and cash advances is 11.90%. There is no cash advance fee or balance transfer fee. Only one (1) promotional balance transfer offer is permitted per member. Additional limitations, terms and conditions apply. For additional terms and conditions, please refer to your account agreement. For new applications, this offer is subject to credit approval. You will be given further information and disclosures when you apply.
Privacy Notice Schedule of Fees and Charges
©2024 Medina County Federal Credit Union.
Serving all of Medina County, Ohio, including Brunswick, Medina, Rittman, and Wadsworth.
Accessibility: Medina County Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (330) 334-1023. All products and services available on this website are available at all Medina County Federal Credit Union branches.
This site may be utilized for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Activity on this site is monitored for security purposes.